Physical Damage Coverage

Physical damage coverage is actually a group of insurance coverages for your truck. Including Collision Insurance as well as Comprehensive Insurance Coverage.

Collision insurance protects your truck or vehicle from damages caused by a collision whether it be with another vehicle or a stationary object. Collision coverage will also protect your vehicle from damages incurred from rolling or overturning.

Comprehensive Insurance on the other hand provides your truck or vehicle with insurance protection from damages caused by things other than collision. This can include theft, vandalism, fire and more.

Is physical damage coverage required? Physical damage insurance may be required if you have a loan on your truck or vehicle. Otherwise, this coverage is optional.

Talk to an agent at RIS Insurance Services about physical damage coverage. They can provide you with a quote and compare companies and deductibles to see if this may be right for you. Call 800-526-6565 for a quote.