Owner-operators and contract drivers who qualify as independent contractors are usually not covered by state workers compensation laws. This is where Occupational Accident coverage comes in. Occupational Accident coverage can cover an independent contractor for an injury sustained while performing duties associated with your owner-operator trucking business.
Occupational Accident Coverage can provide benefits for:
- Accidental Death
- Accident Disability
- Accident Expenses
It is important to understand that this coverage does not take the place of Workers Compensation insurance.
If you feel that you may benefit from Occupational Accident Insurance, call a licensed agent at RIS Insurance Services. Our staff can help you get a quote and combine your coverages into a great trucking insurance policy. Call 800-526-6565.