Garagekeepers & Insurance for Garage Businesses

If you own an auto repair business, you need a specialized insurance policy to protect you. RIS Insurance Services can insure auto repair businesses such as:

• Auto Body Shop
• Auto Repair Shop
• Auto Service Shop
• Auto Detailing
• Oil & Lube Shop
• Auto Paint Shop
• Engine Repair Shop
• Brake Repair Shop
• Tire Shops

RIS Insurance Services can provide the garage insurance you need and an insurance policy that protects your business while you’re conducting the duties of your job. Our agency can offer you a garage owner’s insurance policy that covers your businesses with:

• Commercial Auto
• Business Owners Insurance (BOP)
• General Liability (GL)
• Business Liability Insurance
• Property Insurance
• Workers Compensation Insurance
• And more!

Now if you’re looking for insurance to cover your customer’s vehicles while they’re in your control, RIS Insurance Services offers an insurance policy named Garagekeepers. A garagekeepers insurance policy is different from a garage owner’s insurance policy. Garagekeepers is meant to protect your customer’s vehicle when they leave it with you. If their vehicle is damaged or stolen while in your care, custody and control, your garagekeepers policy could help cover the damages or stolen vehicle cost.

While these policies are separate, it is possible you need both. For auto dealerships whose business operations involve the sale or service of autos or motorcycles or other vehicles, there can be misperception about where a General Liability policy stops and a Business Auto policy starts. The Garage Liability policy was created to cover both exposures in one policy. Therefore, Garage Liability is a combination of these two individual policies.